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Listed below are our Adoption of Road/Sewer legal indemnity policies. If you are unable to find a product to suit your needs, then please call our underwriting team on 01603 617617 (Mon-Fri, 9am-5pm) who will be able to help. Click here to return to the full list of products.

Single policies

Lack of evidence of compliance with conditions contained in a section 278 Agreement entered into by a developer in relation to past highway works to the adopted estate road(s), which may affect the property

A section 38 Agreement has not yet been completed with the local authority for the adoption of the road(s) serving a new private dwelling on a development

Section 38 and/or 278 Agreement(s) has not yet been completed with the local authority for the adoption of the road(s) and/or the highway works required to existing adopted road(s), serving a new private dwelling on a development

A section 104 Agreement has not yet been completed with the local water authority for the adoption of the sewer(s) serving a new private dwelling on a development

A section 104 Agreement has not yet been completed with the local water authority for the adoption of the sewer(s) serving a new private dwelling on a development

Potential for local authority to seek contribution to make up a private road to adoptable standards

Combined policies

Section 38 and 104 Agreements have not yet been completed with the relevant authorities for the adoption of the road(s) and sewer(s) serving a new private dwelling on a development

Potential for local authority to seek contribution to make up a private road or where no section 38 Agreement is in place

Section 38 and 104 Agreements have not yet been completed with the relevant local authorities for the adoption of the road(s) and sewer(s) serving a new private dwelling on a development