The contribution made by renewables to UK power has more than doubled since 2014, with energy generated by wind, solar, biomass and hydro sources making up 42% of the UK’s electricity in 2020.
Product articles
Below you’ll find articles or communications we’ve issued which are related to our Access indemnities.
While there are hundreds of different types of legal indemnities to cover the many complexities that arise during a property transaction, access cover for private rights of way continues to be one of the most frequently requested policies, and is the policy that creates the highest number of claims when compared to policies sold, largely because the risk of action against our insured does not diminish over time.
As we mentioned elsewhere in this edition of InTouch, resolving a dispute over a right of way can be a long and contentious process, even for an established property, as this recent claim, settled by our claims team, illustrates.
Verbal agreements between neighbours over rights of way can be a friendly and informal basis for developing land, but a recent case shows the problems that can arise from relying too heavily on good will.
A recent court case demonstrates that long-standing use of an access with the benefit of old legal rights of way can’t rule out the need for legal indemnity insurance.
We look at some of the most common questions posed to our underwriters.
Despite his home being his castle, there are plenty of Englishmen (and women) who don’t have a legal right to use their own drawbridge.
When an insured faced losing vehicular access to her home of seven years, and couldn’t demonstrate any prescriptive rights, we had to look into other options in order to resolve her difficult situation.
They say that it’s easier to beg forgiveness than ask permission. But when it comes to proving prescriptive rights over an access way, establishing whether consent has been granted can be the difference between success and failure.
As you know, during the conveyancing process, solicitors carry out a number of searches and investigations to identify potential title defects. And sometimes, something that first appears straightforward can turn out to be anything but.
Imagine the scenario: you've owned your property for over a decade, in which time you've carried out various improvements. Suddenly, the neighbours take exception to an entrance you created some years earlier, and you find yourself faced with legal action.
Imagine arriving at your property to find that posts had been erected to stop you gaining access. This was the scenario facing one of our insured parties recently, and it highlighted the value of an Access Indemnity policy.